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Insurance Industry 2019 - Commentary on first half financial results

The first half of 2019 was by most measures financially successful. Revenue and capital both rose in 2019:1H. Net premiums earned grew by 3.8 percent and policyholders’ surplus rose by 5.4 percent over its level at the end of the first half of 2018, ending at $802.2 billion.

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Auto Insurance 8 questions to ask before buying auto insurance

The vehicle you own, your personal priorities and your budget all factor into your unique auto insurance needs. Before comparing policies and insurers, evaluate how you use your car and what risks you face to figure out what options make the best sense for you.

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Insight + Analysis

Insurance rating variables: What they are and why they matter

Rating variables are an indispensable tool for setting the cost of insurance and restricting their use can have unintended consequences, according to a new paper released jointly by the Casualty Actuarial Society (CAS) and the Insurance Information Institute.

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I.I.I. Glossary

INSURANCE SCORE- Insurance scores are confidential rankings based on credit information. This includes whether the consumer has made timely payments on loans, the number of open credit card accounts and whether a bankruptcy filing has been made. An insurance score is a measure of how well consumers manage their financial affairs, not of their financial assets. It does not include information about income or race.

Studies have shown that people who manage their money well tend also to manage their most important asset, their home, well. And people who manage their money responsibly also tend to handle driving a car responsibly. Some insurance companies use insurance scores as an insurance underwriting and rating tool.

SINGLE PREMIUM ANNUITY- An annuity that is paid in full upon purchase.

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Thought Leadership

I.I.I. News Wire

Media Advisory: I.I.I. To Mark 2019’s Great California ShakeOut In San Francisco on Thursday, Oct. 17

FOR IMMEDIATE RELEASE Janet Ruiz, Insurance Information Institute (I.I.I.), 707-490-9365, janetr@iii.org Daniel Dal Pino, Jumpstart Recovery, 510-325-7964, daniel@jumpstartrecovery.com (Dal Pino is scheduling media visits for the Shake Trailer)   NEW YORK, October 16, 2019—On the Loma Prieta ea… Read More

Is Your Business Cyber Resilient? I.I.I. Offers 7 Ways Businesses Can Reduce Their Risks

For immediate release I.I.I. Read More

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Events Calendar

Private Risk Management Association Annual Summit
November
04
2019
Location: Oak Brook, IL; Website
2019 Casualty Actuarial Society Annual Meeting
November
10
2019
Location: Honolulu, HI; Website
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