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We are the Insurance Information Institute. Since 1960, we have been the trusted source of unique, data-driven insights on insurance to inform and empower consumers. We serve consumers, media and professionals seeking insurance information. Learn More
Disasters + Preparedness The homeowner's severe cold weather survival guide

Much of North America experiences periods of severely cold weather and is susceptible to snow and ice storms—extreme conditions that can inflict considerable damage on homes and create liability risks. Standard homeowners policies will cover most disasters that result from a freeze—but when the weather outside is frightful, it's better to minimize the potential risks. 

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Disasters + Preparedness Recovering from an earthquake

Earthquakes happen without warning and they can cause damage even in areas where tremors aren't a known issue. If you've experienced a seismic event, here's what you need to do to be safe in the aftermath. See also: Earthquake insurance for homeowners

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Insight + Analysis

Fighting wildfires with innovation

The 2017 and 2018 wildfire seasons were a catastrophic shock to communities, legislators, and insurance companies. This paper discusses some of the ways in which insurers are educating their customers about wildfire risks, with the goal of creating resilient communities in high-risk areas and fostering the development of new tools and techniques to help build a more wildfire-resilient world.

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I.I.I. Glossary

RISK RETENTION GROUPS (RRGs)- Liability insurance companies formed by businesses with common insurance needs that band together as self-insurers and form an organization that is chartered and licensed as an insurer in at least one state. RRGs, which are owned by their members, were allowed to form by the 1986 Federal Liability Risk Retention Act (LRRA).

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Thought Leadership

I.I.I. News Wire

Media Advisory: Triple-I Has Insurance Resources For New York Boat Show

For immediate release New York Press Office: (212) 346-5500; media@iii.org   NEW YORK, January 24, 2020 — Reporters covering this weekend’s Progressive Insurance New York Boat Show and seeking insights on how to insure recreational watercraft can contact the Insurance Information Institute (Tri… Read More

2020 Insurance Fact Book Is Online And Available For Purchase

For immediate release New York Press Office: (212) 346-5500; media@iii.org  NEW YORK, January 8, 2020— The Insurance Information Institute (Triple-I) has released the 2020 Insurance Fact Book, a premier “go-to” publication issued annually since the Triple-I’s inception in 1960 and an essen… Read More

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Events Calendar

National Earthquake Conference
March
04
2020
Location: San Diego, CA; Website
AM Best 27th Review & Preview
March
09
2020
Location: Aventura, FL; Website
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