Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Disasters + Preparedness Prep your house for winter

Much of North America experiences periods of severely cold weather and is susceptible to snow and ice storms—extreme conditions that can inflict considerable damage on homes and create liability risks. Find out more.


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About the Industry Understanding your insurance deductibles

Deductibles have been an essential part of the insurance contract for many years. Understanding the role deductibles play when insuring a car or home is an important part of getting the most out of your insurance policy.


Insight + Analysis

Insurance Industry Inflation Watch - February 2018

The CPI-U—the popular measure of consumer prices, sometimes called headline inflation—rose by 2.2 percent in February 2018 vs. February 2017. The U.S. economy is still growing nicely, but capacity constraints might increase the likelihood of near-term price increases. Many forecasters project headline CPI for 2018 to range between 1.7 and 2.8 percent.


I.I.I. Glossary

ECONOMIC LOSS- Total financial loss resulting from the death or disability of a wage earner, or from the destruction of property. Includes the loss of earnings, medical expenses, funeral expenses, the cost of restoring or replacing property and legal expenses. It does not include noneconomic losses, such as pain caused by an injury.

TRAVEL INSURANCE- Insurance to cover problems associated with traveling, generally including trip cancellation due to illness, lost luggage and other incidents.

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6 hours ago

Thanks to Workers Compensation Research Institute - WCRI for hosting an outstanding experts’ forum at their 34th Annual Issues & Research Conference. In case you missed the conference, our live-tweet is archived on Twitter with the hashtag, #IIIResearch. #WorkersComp #WCRI18

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7 hours ago

More than 75% of #backseat passengers wear seat belts (according to NHTSA). Let’s work to make it #100%! #Carsafety means being sure everyone is buckled up before hitting the road. #clickit #safety #airbags

Insurers go all-in on marshaling their considerable resources to meet the needs of that elusive "millennial" generation. Case in point, Travelers Insurance rolls out Traverse, its customizable renters insurance brand created to attract and, more importantly, serve younger customers. The Wall Street Journal has the details. https://on.wsj.com/2DN3OfQ

New study unveiled at Workers Compensation Research Institute - WCRI Conference 2018 looks at prescription #opioid pain treatment’s effect on temporary #disability benefits in 28 states. #WCRI18 #WorkersComp #IIIResearch

Don’t test your luck on #StPatricksDay. Celebrate responsibly and always let a designated driver take the wheel. #ErinGoBraugh from your friends at the I.I.I. Check the link in comments for more information!

Insurance Information Institute shared a link
2 weeks ago

"We can't rebuild all the infrastructure. We can't fix every roof or give everyone back their electricity. But we can give the kids a place to play." - Marlene Ibsen, CEO and president, The Travelers Foundation. Like many of us, the people at #Travelers saw the devastation left by Hurricane Maria and looked further afield for ways to rebuild not just homes and businesses, but also to restore communities and bridge cultures. Watch how a team of 35 mostly Connecticut-based Travelers employees traveled to the town of Yabucoa to help restore a cherished local baseball diamond as the focal point in the lives of hundreds of kids. https://cour.at/2teJqEE #HartfordCourant #PuertoRicoStrong

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3 weeks ago

The I.I.I. is proud to be a part of February Insurance Career Month! Learn more about the Insurance Career Movement and the incredible range of opportunities to earn, grow, learn, and serve your community.

Insurance Information Institute shared a link
3 weeks ago

Check out why the #insurance industry is where you’ll be able to follow virtually any career path or life goal you can think of: #ICM #Millennials #InsuranceCareersMonth

Thought Leadership

I.I.I. News Wire

MEDIA ADVISORY: Concerned About Winter Storm Damage To Your Home Or Car? Here’s What’s Covered by Your Insurance

FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org   NEW YORK, March 2, 2018— With winter storm and severe wind conditions hitting a large swath of the Northeast, the Insurance Information Institute (I.I.I.) offers the following information on insurance coverage: Auto Po… Read More

Property/Casualty Insurance Industry’s Net Income Drops 30.3 Percent in Nine-Months 2017

JERSEY CITY, N.J., January 26, 2018 — The private U.S. Read More

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