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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Insurance Rating Variables: What They Are and Why They Matter
Rating variables are an indispensable tool for setting the cost of insurance and restricting their use can have unintended consequences, according to a new paper released jointly by the Casualty Actuarial Society (CAS) and the Insurance Information Institute.
white paper
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Homeowners + Renters Insurance
Understanding the insurance claims payment process
After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here's what you need to know about claims payments.
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Insight + Analysis
Insurance Industry
2019 - Commentary on first quarter financial results
Although there were some bumps in the road—claims rose somewhat faster than premiums—most measures of financial results (premiums, underwriting results, investments, surplus growth and profitability) were positive, and some even reached recent or historical peaks. The industry results were released by ISO, a Verisk Analytics company, and the American Property Casualty Insurance Association (APCIA).
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Thank you to all the news stations across the U.S. who helped us spread tips and information about #hurricaneprep this morning! We hope many people learned how they can prepare for this year’s #hurricaneseason. #SMT2019 #hurricane #insurance #insurancenews
KSEE24 News reporter Fabiola Ramirez takes a test drive in Ford Motor Company’s #druggeddriving suit for the #100DeadliestDays event in Fresno, California. Watch her Facebook Live to see how she performed on the test track! #distracteddriving American Property Casualty Insurance Association CHP – Central Division
A test driver at the #100DeadliestDays event in Fresno, California demonstrates the effects of Ford Motor Company’s drugged driving suit. Summer months can be the most dangerous for #drivers, especially #teendrivers. #distracteddriving American Property Casualty Insurance Association CHP – Central Division
Stay up to date with all the latest #insurance industry news and trends with the Daily newsletter. Contact us to learn about #membership opportunities that include the Daily subscription. #IIIDailyMP The Wall Street Journal Los Angeles Times
The price you pay for auto insurance reflects many rating variables—including what & how much you drive. Insurers can only use variables approved by state regulators. A new Casualty Actuarial Society & I.I.I. study explains “Insurance Rating Variables: What They Are and Why They Matter.” #autoinsurance https://bit.ly/RatingVariables
#Medicalmarijuana laws are rapidly changing from state to state. But what is the impact of legal #marijuana on workplace safety, employer duties and obligations and workers’ comp insurance? Download the I.I.I.’s latest white paper, “#HazeOfConfusion: How Employers and Insurers are Affected by a Patchwork of State Marijuana Laws,” for key facts and analysis of this emerging workplace issue. https://qoo.ly/yqyp5 #insurancenews #marijuananews
There is still time! #ITC2019 InsureTech Connect
1 month ago
Whether an employee injured on the job can receive workers’ compensation for #medicalmarijuana to treat their injury depends entirely on the laws of the state in which that employee works. At present, medical #marijuana laws vary widely by jurisdiction. Download the I.I.I.’s latest white paper, “#HazeOfConfusion: How Employers and Insurers are Affected by a Patchwork of State Marijuana Laws,” for facts and insights on this complex legal landscape. https://qoo.ly/ykyi5 #insurancenews #marijuananews
1 month ago
Whether an employee injured on the job can receive workers’ compensation for #medicalmarijuana to treat their injury depends entirely on the laws of the state in which that employee works. At present, medical #marijuana laws vary widely by jurisdiction. Download the I.I.I.’s latest white paper, “#HazeOfConfusion: How Employers and Insurers are Affected by a Patchwork of State Marijuana Laws,” for facts and insights on this complex legal landscape. #marijuananews #insurancenews https://qoo.ly/yhhp5 #insurancenews #marijuananews
1 month ago
#Medicalmarijuana laws are rapidly changing from state to state. But what is the impact of legal #marijuana on workplace safety, employer duties and obligations and workers’ comp insurance? Download the I.I.I.’s latest white paper, “#HazeOfConfusion: How Employers and Insurers are Affected by a Patchwork of State Marijuana Laws,” for key facts and analysis of this emerging workplace issue. https://qoo.ly/ygv6x #insurancenews #marijuananews As a bonus for I.I.I. members, there will be a live webinar on July 11th that discusses this publication’s findings. Please contact members@iii.org for more information on how you can join this session. #marijuananews #insurancenews
Thought Leadership
I.I.I. News Wire
- Parents Should Study How Campus Life Impacts Their Insurance
For immediate release New York Press Office: (212) 346-5500; media@iii.org NEW YORK, August 7, 2019 — The parents of full-time college students should review their insurance policies to make sure their children’s personal possessions are covered while they’re away at school, according to the Insuran… Read More
- Media Advisory: I.I.I. To Join Ford Motor Company at Fresno State Event on July 31 as Part of Ford’s Driving Skills for Life Program
For immediate release I.I.I. Read More
Events Calendar
- 40th Annual Central Missouri I-Day
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September102019
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Location: Columbia, MO; Website
- Webinar: Price Optimization and Unfair Rate Discrimination: Emerging Regulatory and Litigation Issues in the Era of “Big Data”
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September182019