Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
I.I.I. Economic Snapshot: Second Quarter 2018

This forward-looking report provides an overview of the P/C industry at the end of the first quarter in context to the overall economy, with a focus on personal and commercial lines financial trends. Real GDP growth has shown unexpected strength in recent calendar quarters.

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Revised 2018 Atlantic hurricane season forecast
Other Insurance Topics Are you underinsured?
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Insurance Industry 2018 - Commentary on first quarter financial results
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Disasters + Preparedness Insurance for wildfires
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New and Trending

Homeowners + Renters Insurance Peer-to-peer home rental

Before you consider renting out your home, first contact your insurance professional so you fully understand the financial risks and can take the proper precautions. Here's some general information to jumpstart your insurance conversation. 

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Homeowners + Renters Insurance Securing your home against burglary
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Homeowners + Renters Insurance Understanding the insurance claims payment process
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Catastrophes Hurricane deductibles: How they work
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Business Insurance When disaster strikes: Preparation, response and recovery
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Insight + Analysis

Insurance Industry Inflation Watch - June 2018

Headline inflation rose by 2.9 percent in June 2018 vs. June 2017, which is the largest 12-month increase since the period ending February 2012. The core CPI—the overall index minus the effects of price changes for food and energy—rose 2.3 percent for the 12 months ending June 2018—the largest increase since the period ending January 2017. 

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Insurance Industry Employment Trends: 1990-2018 (May 2018)
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Catastrophes Spotlight on: Catastrophes - Insurance issues
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About the Industry How Insurance Drives Economic Growth
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Teen crash risk spikes in first 3 months after getting license

I.I.I. Glossary

FOREIGN INSURANCE COMPANY- Name given to an insurance company based in one state by the other states in which it does business.

UNDERWRITING INCOME- The insurer’s profit on the insurance sale after all expenses and losses have been paid. When premiums aren’t sufficient to cover claims and expenses, the result is an underwriting loss. Underwriting losses are typically offset by investment income.

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Thought Leadership

I.I.I. News Wire

MEDIA ADVISORY: As California Governor Declares State of Emergency, I.I.I. Experts Are Available to Discuss Insurance Implications of Wildfires

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com   Janet Ruiz, Insurance Information Institute (707) 490-9365   LAKE COUNTY, CA, June 27, 2018 — Reporters covering the northern California wildfires are encouraged to contact the Insurance I… Read More

Insurers Provide Stability To Financial Markets And The Overall Economy

FOR IMMEDIATE RELEASE  New York Press Office: (212) 346-5500; media@iii.org  Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com   NEW YORK – (June 05, 2018) – While consumers understand insurance as protection against financial loss, the… Read More

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Events Calendar

Presentation at Swiss Re (Speaker: Kristin Palmer)
July
17
2018
 
Wharton Insurtech Hackathon
September
07
2018
Philadelphia, PA
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