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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Publications Settling insurance claims after a disaster

If you have been affected by a recent disaster such as the wildfires in California, you might have some questions about how the insurance claims process works. This article details what you need to know about how to file a claim, how the claim process works, what's covered and what's not. See also: What is covered by standard homeowners insurance?

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State of the insurance industry: 21st century resilience
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Disasters + Preparedness How to file a wildfire claim in California
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Insurers respond to California wildfires

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Wildfire recovery and response for businesses and consumers

This presentation discusses the steps that consumers and businesses are recommended to take in preparation for wildfire, and the process around recovery.

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Other Insurance Topics Insurance and financial tips for victims of domestic violence
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Disasters + Preparedness Protect your home from winter weather
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Auto Insurance Motorcycle Insurance
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Other Insurance Topics Social host liability
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Insight + Analysis

Catastrophes Facts + Statistics: Wildfires

From January 1, 2018, to October 26, 2018, there were 50,546 wildfires, compared to 52,572 wildfires in the same period in 2017, according to the National Interagency Fire Center. The Camp wildfire broke out in Butte County, California, on November 8 and became the deadliest and most destructive fire on record. Further south two other major fires, Hill and Woolsey are still burning. Learn more here. See also: California State Fact Sheet

FACTS + STATISTICS
Commercial Small business, big risk: Lack of cyber insurance is a serious threat
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Insurance Industry Employment Trends: 1990-2018 (September 2018)
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About the Industry How Insurance Drives Economic Growth
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Insurance Industry 2018 - Commentary on first half financial results
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I.I.I. Glossary

INSURANCE- A system to make large financial losses more affordable by pooling the risks of many individuals and business entities and transferring them to an insurance company or other large group in return for a premium.

WATER-DAMAGE INSURANCE COVERAGE- Protection provided in most homeowners insurance policies against sudden and accidental water damage, from burst pipes for example. Does not cover damage from problems resulting from a lack of proper maintenance such as dripping air conditioners. Water damage from floods is covered under separate flood insurance policies issued by the federal government.

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Thought Leadership

I.I.I. News Wire

Insurers to Play Key Role in California's Recovery from Deadly Wildfires

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212)-536-9837; Kim.Kirchner@coburnww.com California Press Office: (707) 490-9365; janetr@iii.org New York Press Office: (212) 346-5500; media@iii.org ROHNERT PARK, CA, Nov. Read More

Stand-alone Cyber Insurance Can Save Unprepared Small Businesses, Survey Finds

FOR IMMEDIATE RELEASE Sheena Bermingham, Coburn Communication: (212) 730-7045; sheena.bermingham@coburnww.com    Insurance Information Institute New York Press Office: (212) 346-5500; media@iii.org NEW YORK (October 18, 2018)— Cyber incidents hit one of every 10 U.S. Read More

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Events Calendar

Joint Industry Forum
January
17
2019
Marriott Marquis - New York, NY Website
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