Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
I.I.I. quarterly P/C industry economic snapshot

This report examines what key leading economic indicators show for the P/C industry, and also includes a deep dive into personal auto plus a special section on how and where political risk insurance is growing.


New and Trending

Homeowners + Renters Insurance Understanding the insurance claims payment process

After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here's what you need to know about claims payments.


Insight + Analysis

Insurance Industry 2018 - Commentary on year-end financial results

For the U.S. property/casualty (P/C) insurance industry, 2018 was a year of unusual experience. Results were good in comparison with 2017—but 2017 was a horrible year. Premiums, investment income and profits rose, buoyed by a surprisingly strong U.S. economy, but interest rates sagged, and fears of a looming recession grew.


I.I.I. Glossary

GUARANTY FUND- The mechanism by which solvent insurers ensure that some of the policyholder and third-party claims against insurance companies that fail are paid. Such funds are required in all 50 states, the District of Columbia and Puerto Rico, but the type and amount of claim covered by the fund varies from state to state. Some states pay policyholders’ unearned premiums—the portion of the premium for which no coverage was provided because the company was insolvent. Some have deductibles. Most states have no limits on workers compensation payments. Guaranty funds are supported by assessments on insurers doing business in the state.

NON-ADMITTED ASSETS- Assets that are not included on the balance sheet of an insurance company, including furniture, fixtures, past-due accounts receivable, and agents’ debt balances. (See Assets )

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Insurance Information Institute shared a https://www.facebook.com/iiiorg/posts/10158086426789749 status
4 days ago

Whether an employee injured on the job can receive workers’ compensation for #medicalmarijuana to treat their injury depends entirely on the laws of the state in which that employee works. At present, medical #marijuana laws vary widely by jurisdiction. Download the I.I.I.’s latest white paper, “#HazeOfConfusion: How Employers and Insurers are Affected by a Patchwork of State Marijuana Laws,” for facts and insights on this complex legal landscape. #marijuananews #insurancenews https://qoo.ly/yhhp5 #insurancenews #marijuananews

Insurance Information Institute shared a https://www.facebook.com/iiiorg/posts/10158084147109749 status
5 days ago

#Medicalmarijuana laws are rapidly changing from state to state. But what is the impact of legal #marijuana on workplace safety, employer duties and obligations and workers’ comp insurance? Download the I.I.I.’s latest white paper, “#HazeOfConfusion: How Employers and Insurers are Affected by a Patchwork of State Marijuana Laws,” for key facts and analysis of this emerging workplace issue. https://qoo.ly/ygv6x #insurancenews #marijuananews As a bonus for I.I.I. members, there will be a live webinar on July 11th that discusses this publication’s findings. Please contact members@iii.org for more information on how you can join this session. #marijuananews #insurancenews

The Insurance Information Institute has extensive information on #earthquake #insurance coverage and earthquake statistics. For more information, click here: https://bit.ly/2YBMUvT #Calquake #EarhquakeLA #insurancenews

Insurance Information Institute shared a photo
3 weeks ago

‪Dr. Steve Quarles performed a 🔥🔥 demonstration today at the #Rebuild with #Resilience Press Conference. The I.I.I. and other #insurance organizations work to bring #wildfire safety awareness to Northern California and across the nation.

Insurance Information Institute shared a photo
3 weeks ago

The I.I.I.’s Janet Ruiz speaks at today's #Rebuild with #Resilience Press Conference - “It is important to prepare for catastrophes such as #wildfires financially. Be sure you have enough #insurance to rebuild your home and replace your belongings in case of a loss.”

Insurance Information Institute shared a link
1 month ago

With more than 30 states now allowing patients legal access to #medicalmarijuana products, many are wondering about the consequences for #driving safety. To learn more about #marijuana impairment, check out our report here: https://qoo.ly/xpcij #cannabis #impaireddriving

Insurance Information Institute shared a video
1 month ago

Today, I.I.I.'s Sr. Economist Dr. Michel Leonard joined Plug and Play Tech Center for Bridge The Gap 2019 in Silicon Valley to speak on the “#BigData and Various Uses and #Regulatory Implications” panel. #insuretech National Association of Insurance Commissioners #insurance #technologynews #insurtech

Thought Leadership

I.I.I. News Wire

I.I.I. Offers Guidance to Texans, Louisianans As Tropical Storm Barry Approaches

For immediate release New York Press Office: (212) 346-5500; media@iii.org NEW YORK, July 11, 2019 — Tropical Storm Barry has the potential to cause property damage along the Gulf Coast which is covered under different insurance policies, according to the Insurance Information Institute (I.I.I.… Read More

Mark Friedlander Appointed as I.I.I.’s Florida Communications Consultant

For immediate release New York Press Office: (212) 346-5500; media@iii.org JACKSONVILLE, Fla., July 10, 2019—Mark Friedlander, a seasoned insurance industry communications and marketing leader, has been appointed as the Insurance Information Institute's (I.I.I.) new Florida-based communica… Read More

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Events Calendar

APCIA Annual Western Region Conference
Location: Hollywood, CA; Website
CIAB – Insurance Leadership Forum
The Insurance Leadership Forum is the industry’s premier marketplace meeting for the commercial property/casualty industry’s top-tier broker executives and their carrier partners. Location: Colorado Springs, CO; Website
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