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Disasters + Preparedness The homeowner's severe cold weather survival guide

Much of North America experiences periods of severely cold weather and is susceptible to snow and ice storms—extreme conditions that can inflict considerable damage on homes and create liability risks. Standard homeowners policies will cover most disasters that result from a freeze—but when the weather outside is frightful, it's better to minimize the potential risks. 

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2020 Insurance Fact Book now available
I.I.I. taps 15 new non-resident scholars
Triple-I Latest Studies: Judicial hellholes
Catastrophes Facts + Statistics: Global catastrophes
FACTS + STATISTICS

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Disasters + Preparedness Recovering from an earthquake

Earthquakes happen without warning and they can cause damage even in areas where tremors aren't a known issue. If you've experienced a seismic event, here's what you need to do to be safe in the aftermath. See also: Earthquake insurance for homeowners

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Publications Settling insurance claims after a disaster
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Financial Planning How are annuities different from life insurance?
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Disasters + Preparedness Tornado facts and safety
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Homeowners Facts + Statistics: Homeowners and renters insurance
FACTS + STATISTICS

Insight + Analysis

Fighting wildfires with innovation

The 2017 and 2018 wildfire seasons were a catastrophic shock to communities, legislators, and insurance companies. This paper discusses some of the ways in which insurers are educating their customers about wildfire risks, with the goal of creating resilient communities in high-risk areas and fostering the development of new tools and techniques to help build a more wildfire-resilient world.

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Homeowners Facts + Statistics: Winter storms
FACTS + STATISTICS
Catastrophes Facts + Statistics: Earthquakes and tsunamis
FACTS + STATISTICS
Auto premiums climbing; are they 'affordable'?
Insurance rating variables: What they are and why they matter
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I.I.I. Glossary

INTERNET LIABILITY INSURANCE- Coverage designed to protect businesses from liabilities that arise from the conducting of business over the Internet, including copyright infringement, defamation, and violation of privacy.

HURRICANE DEDUCTIBLE- A percentage or dollar amount added to a homeowner’s insurance policy to limit an insurer’s exposure to loss from a hurricane. Higher deductibles are instituted in higher risk areas, such as coastal regions. Specific details, such as the intensity of the storm for the deductible to be triggered and the extent of the high risk area, vary from insurer to insurer and state to state.

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I.I.I. News Wire

2020 Insurance Fact Book Is Online And Available For Purchase

For immediate release New York Press Office: (212) 346-5500; media@iii.org  NEW YORK, January 8, 2020— The Insurance Information Institute (Triple-I) has released the 2020 Insurance Fact Book, a premier “go-to” publication issued annually since the Triple-I’s inception in 1960 and an essen… Read More

Triple-I Sponsored Academic Study: Rising Costs, Not Insurer Profits, Drive Auto Rates Higher

For immediate release New York Press Office: (212) 346-5500; media@iii.org  NEW YORK, January 7, 2020—U.S. Read More

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Events Calendar

National Earthquake Conference
March
04
2020
Location: San Diego, CA; Website
AM Best 27th Review & Preview
March
09
2020
Location: Aventura, FL; Website
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