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Commercial Insurance: Diseases and epidemics

Besides the tragic loss of life, epidemics can also take a tremendous economic toll. Supply chains are disrupted, and businesses lose both employees and customers to sickness. This blog post discusses business interruption coverage, among other insurance-related issues. See also: Personal insurance: Diseases and pandemics

2020 Insurance Fact Book now available
Disasters + Preparedness California wildfires: Investing in resilience is key
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JIF 2020: A clear vision for the insurance industry
Insurance Industry 2019 - Commentary on first nine months financial results
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Disasters + Preparedness The homeowner's severe cold weather survival guide

Standard homeowners policies will cover most disasters that result from a freeze—but when the weather outside is frightful, it's better to minimize the potential risks. Here's how.

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Business Insurance Understanding business owners policies (BOPs)
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Auto Insurance Nine ways to lower your auto insurance costs
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Homeowners Facts + Statistics: Pet statistics
FACTS + STATISTICS
Homeowners Facts + Statistics: Homeowners and renters insurance
FACTS + STATISTICS

Insight + Analysis

Fighting wildfires with innovation

The 2017 and 2018 wildfire seasons were a catastrophic shock to communities, legislators, and insurance companies. This paper discusses some of the ways in which insurers are educating their customers about wildfire risks, with the goal of creating resilient communities in high-risk areas and fostering the development of new tools and techniques to help build a more wildfire-resilient world.

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Homeowners Facts + Statistics: Winter storms
FACTS + STATISTICS
Catastrophes Facts + Statistics: Earthquakes and tsunamis
FACTS + STATISTICS
Auto premiums climbing; are they 'affordable'?
Insurance rating variables: What they are and why they matter
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I.I.I. Glossary

EXCESS OF LOSS REINSURANCE- A contract between an insurer and a reinsurer, whereby the insurer agrees to pay a specified portion of a claim and the reinsurer to pay all or a part of the claim above that amount.

PERIL- A specific risk or cause of loss covered by an insurance policy, such as a fire, windstorm, flood, or theft. A named-peril policy covers the policyholder only for the risks named in the policy in contrast to an all-risk policy, which covers all causes of loss except those specifically excluded.

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I.I.I. News Wire

Triple-I Appoints Friedlander, Maccini To Key Communications Posts

For immediate release New York Press Office: (212) 346-5500; media@iii.org NEW YORK, February 18, 2020 —Mark Friedlander and Kris Maccini have been appointed to senior communications positions at the Insurance Information Institute (Triple-I) to broaden the organization’s traditional and social… Read More

Triple-I Video: U.S. Must Prepare For, And Insure Against, Natural Disasters

For immediate release New York Press Office: (212) 346-5500; media@iii.org   NEW YORK, February 13, 2020 —The societal need to build resilience to natural disasters is the theme of the just-released Covered: The Story of a More Insured World, the Insurance Information Institute’s (Triple-I) new… Read More

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Events Calendar

Emerging Insurance Leaders Conference
February
23
2020
Location: Austin, TX; Website
Cat Risk Management 2020
February
25
2020
This conference will examine threats and risk management solutions through a forward-looking lens, presenting over-the-horizon ideas and solutions as we manage these increasingly complex risks. Location: Orlando, FL; Website
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