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Insurance Industry 2019 - Commentary on first half financial results

The first half of 2019 was by most measures financially successful. Revenue and capital both rose in 2019:1H. Net premiums earned grew by 3.8 percent and policyholders’ surplus rose by 5.4 percent over its level at the end of the first half of 2018, ending at $802.2 billion.


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Auto Insurance 8 questions to ask before buying auto insurance

The vehicle you own, your personal priorities and your budget all factor into your unique auto insurance needs. Before comparing policies and insurers, evaluate how you use your car and what risks you face to figure out what options make the best sense for you.


Insight + Analysis

Insurance rating variables: What they are and why they matter

Rating variables are an indispensable tool for setting the cost of insurance and restricting their use can have unintended consequences, according to a new paper released jointly by the Casualty Actuarial Society (CAS) and the Insurance Information Institute.

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I.I.I. Glossary

BEACH AND WINDSTORM PLANS- State-sponsored insurance pools that sell property coverage for the peril of windstorm to people unable to buy it in the voluntary market because of their high exposure to risk. Seven states (AL, FL, LA, MS, NC, SC, TX) offer these plans to cover residential and commercial properties against hurricanes and other windstorms. Georgia and New York provide this kind of coverage for windstorm and hail in certain coastal communities through other property pools. Insurance companies that sell property insurance in the state are required to participate in these plans. Insurers share in profits and losses. (See Fair access to insurance requirements plans / FAIR plans, Residual market )

UTILIZATION REVIEW- See Medical utilization review

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Thought Leadership

I.I.I. News Wire

Media Advisory: I.I.I. To Mark 2019’s Great California ShakeOut In San Francisco on Thursday, Oct. 17

FOR IMMEDIATE RELEASE Janet Ruiz, Insurance Information Institute (I.I.I.), 707-490-9365, janetr@iii.org Daniel Dal Pino, Jumpstart Recovery, 510-325-7964, daniel@jumpstartrecovery.com (Dal Pino is scheduling media visits for the Shake Trailer)   NEW YORK, October 16, 2019—On the Loma Prieta ea… Read More

Is Your Business Cyber Resilient? I.I.I. Offers 7 Ways Businesses Can Reduce Their Risks

For immediate release I.I.I. Read More

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Events Calendar

Private Risk Management Association Annual Summit
Location: Oak Brook, IL; Website
2019 Casualty Actuarial Society Annual Meeting
Location: Honolulu, HI; Website
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