This PowerPoint report explores the trends, challenges and opportunities in Personal Lines insurance for 2016 and beyond. It begins with a discussion of industry financials from 1991 into 2016, looks at the investment environment and interest rates forecasts. The economy and employment is also explored in depth, and special focus is paid to how the Trump presidency will likely impact the insurance industry. Growth drivers in Personal Lines is presented with a M&A update, as well as claim trends in private passenger auto insurance, insured catastrophe losses and how the appetite for coastal and flood risks is increasing. The report closes with some thoughts on the future, including a comparison of what is reality vs. “Silicon Valley Kool-Aid,” in emerging areas such as self-driving cars, the on-demand economy and the Internet of Things. Fintech is also discussed at length.
Please click on the file name below to view the presentations. Once open, you can choose "file" from your menu and then save the PowerPoint presentation to your disk. The presentation also is available in Adobe Acrobat format. The Adobe Acrobat file is smaller and faster to download. However, you do need the appropriate software to view.
You can download Adobe Acrobat Reader, free of charge, from the Adobe website (https://www.adobe.com/products/acrobat/readstep.html).
Note: Printer fonts may vary by browser and version of Adobe Reader.