Claims, Concerns and Kool Aid: Personal Lines Insurance in 2017 and Beyond

This PowerPoint provides an outlook on personal lines insurance in 2017 and beyond with a look at claims, industry concerns and thoughts about Silicon Valley’s attitude toward autonomous vehicles. The presentation begins with several slides showing how the property/casualty (P/C) insurance industry entered 2016 in very strong financial condition, ended June 2016 with a record high surplus of $680.64 billion. The strength of the economy will greatly influence insurer exposure base across most lines. The report anticipates demand for insurance should increase in 2016 as GDP growth continues at a steady, albeit moderate pace and gradually benefits the economy broadly. A large portion of the report provides information regarding claim trends in the auto insurance sector; noting that auto insurance profitability has been stuck at low levels. Recession, high fuel prices helped temper frequency and severity, but this trend has clearly reversed, consistent with experience from past recoveries. 


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