This PowerPoint report outlines the disruptors in the in the property/casualty (P/C) insurance industry and explores the trends, challenges and opportunities for 2016 and beyond. It begins with a detailed discussion of the economy and the major factors influencing growth and profitability affecting the industry. “Old school” disruptors and the overall influence of technology on the insurance industry are explored in depth, including the automotive segment, cyberrisk, the sharing economy, the Internet of Things, wearables and beyond. Insurtech is explored in depth, including a look at venture capital and at start-ups, like P2P insurer Lemonade. Distribution trends and challenges are also discussed, as well as millennials as consumers and employees.
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