The Protection Gap – New Challenges for Insurers and Consumers

This presentation discusses the global protection gap in property insurance, how it is increasing, and lists some contributing factors, such as inadequate financial literacy. In terms of 10-year rolling averages, between 1991 and 2016, insured losses grew by 4.6 percent per year but economic losses by 5.6 percent per year. Also discussed is the gap in flood insurance, and what can be done to narrow the difference: the number of occupied residences has grown by 7.25 percent since 2007, but the number of flood policies in force fell by 10.25 percent, for example.



Please click on the file name below to view the presentations. Once open, you can choose "file" from your menu and then save the PowerPoint presentation to your disk. The presentation also is available in Adobe Acrobat format. The Adobe Acrobat file is smaller and faster to download. However, you do need the appropriate software to view.

You can download Adobe Acrobat Reader, free of charge, from the Adobe website (

Note: Printer fonts may vary by browser and version of Adobe Reader.

Back to top