FOR IMMEDIATE RELEASE
New York Press Office: (212) 346-5500; firstname.lastname@example.org
New York, May 31, 2018—The arrival of the 2018 Atlantic hurricane season on Friday, June 1, should prompt Americans to look at their insurance policies to determine whether they have the right coverage, according to the Insurance
Information Institute (I.I.I.).
Wind damage from tropical storms and hurricanes is covered under standard homeowners, renters and business insurance policies. Flood damage is excluded under standard homeowners, renters and business policies. Separate flood coverage can be purchased from FEMA’s National Flood Insurance Program (NFIP) and a few private insurance companies.
In a related development today, Dr. Philip Klotzbach, a research scientist in the Department of Atmospheric Science at Colorado State University (CSU) and a non-resident scholar at the I.I.I., released CSU’s latest 2018 Atlantic hurricane season forecast with co-author Michael Bell.
Their current outlook calls for a near-average hurricane season. The Atlantic hurricane season concludes November 30.
Damage to private-passenger vehicles from tropical storms and hurricanes is covered under the optional comprehensive portion of an auto insurance policy. Comprehensive coverage includes wind damage, flooding and falling objects, such as tree limbs.
I.I.I. offers the following tips for consumers:
Consumer and Business Resources
Hurricane Deductible Infographic (new)
Hurricane Season Checklist—Homeowners Insurance Review
Preparing an Evacuation Plan
Avoiding Scams After a Disaster
Disaster Planning for Older Adults
Does My Business Need Flood Insurance?
Homeowners and Renters Insurance
Trees and Insurance
The I.I.I. has a full library of educational videos on its YouTube Channel.
THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.
Insurance Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500; www.iii.org