National Flood Insurance Program Policies By State, 2018 (1)

 

  Direct NFIP business WYO business Total NFIP/WYO
State Number of policies Insurance in force (2) ($ millions) Number of policies Insurance in force (2) ($ millions) Number of policies Insurance in force (2) ($ millions)
Alabama 9,731 $2,128.9 44,617 $10,795.4 54,348 $12,924.2
Alaska 620 152.0 1,791 508.3 2,411 660.3
Arizona 5,277 1,289.8 25,854 6,692.6 31,131 7,982.4
Arkansas 3,054 503.3 12,470 2,416.7 15,524 2,920.0
California 36,579 10,363.2 189,141 55,361.5 225,720 65,724.7
Colorado 3,673 937.2 17,298 4,544.5 20,971 5,481.8
Connecticut 2,184 524.7 34,926 9,025.3 37,110 9,550.1
Delaware 4,374 1,197.7 22,595 6,017.0 26,969 7,214.7
D.C. 137 38.7 1,966 475.9 2,103 514.6
Florida 123,746 32,781.6 1,633,981 407,159.3 1,757,727 439,940.9
Georgia 15,526 4,022.8 71,057 19,566.4 86,583 23,589.2
Hawaii 2,712 657.5 59,663 13,837.2 62,375 14,494.8
Idaho 991 250.4 4,922 1,272.5 5,913 1,523.0
Illinois 10,077 1,819.1 29,410 6,168.5 39,487 7,987.6
Indiana 4,689 789.6 17,088 3,595.3 21,777 4,384.9
Iowa 2,295 380.6 9,926 2,198.4 12,221 2,579.0
Kansas 1,981 340.3 7,160 1,491.1 9,141 1,831.4
Kentucky 3,338 500.5 16,909 3,056.0 20,247 3,556.4
Louisiana 123,628 30,630.0 377,661 101,986.8 501,289 132,616.8
Maine 564 121.7 7,645 1,889.2 8,209 2,010.9
Maryland 6,111 1,589.2 60,991 14,682.9 67,102 16,272.0
Massachusetts 4,152 958.1 57,213 15,043.1 61,365 16,001.2
Michigan 3,702 570.0 16,493 3,285.7 20,195 3,855.7
Minnesota 1,463 333.9 7,211 1,780.3 8,674 2,114.2
Mississippi 13,225 3,190.3 49,771 12,489.2 62,996 15,679.5
Missouri 3,951 633.6 16,199 3,423.9 20,150 4,057.4
Montana 850 184.9 4,328 937.1 5,178 1,122.0
Nebraska 1,854 317.7 6,780 1,406.5 8,634 1,724.2
Nevada 1,965 482.3 9,115 2,441.2 11,080 2,923.5
New Hampshire 556 122.2 7,496 1,706.4 8,052 1,828.7
New Jersey 16,055 3,627.4 207,846 52,912.7 223,901 56,540.1
New Mexico 1,995 393.3 10,316 2,245.0 12,311 2,638.2
New York 17,342 4,452.9 159,526 44,395.9 176,868 48,848.9
North Carolina 16,720 3,944.9 123,387 31,549.9 140,107 35,494.8
North Dakota 1,579 435.7 7,938 2,209.9 9,517 2,645.6
Ohio 5,823 893.2 25,407 5,024.9 31,230 5,918.1
Oklahoma 2,910 583.2 9,864 2,208.0 12,774 2,791.2
Oregon 5,502 1,376.9 20,809 5,434.3 26,311 6,811.2
Pennsylvania 8,275 1,420.5 47,170 10,627.6 55,445 12,048.1
Rhode Island 454 118.7 12,725 3,369.1 13,179 3,487.8
South Carolina 24,238 6,747.8 182,588 48,462.7 206,826 55,210.5
South Dakota 551 115.6 2,739 621.1 3,290 736.7
Tennessee 4,876 1,194.4 23,377 5,881.4 28,253 7,075.7
Texas 124,752 33,568.9 622,582 176,667.0 747,334 210,235.9
Utah 650 155.6 3,489 943.0 4,139 1,098.6
Vermont 307 55.9 3,205 730.7 3,512 786.7
Virginia 17,091 4,421.9 91,099 24,351.0 108,190 28,772.9
Washington 5,134 1,231.3 29,352 7,836.8 34,486 9,068.1
West Virginia 4,363 508.7 10,634 1,801.6 14,997 2,310.3
Wisconsin 1,678 291.1 10,731 2,186.3 12,409 2,477.4
Wyoming 326 81.1 1,430 379.0 1,756 460.1
Guam 106 20.8 74 15.5 180 36.3
American Samoa 0 0.0 137 2.3 137 2.3
N. Mariana Islands 2 0.1 3 0.3 5 0.4
Puerto Rico 2,668 102.4 8,692 1,203.1 11,360 1,305.5
Virgin Islands 297 55.4 1,415 249.0 1,712 304.3
United States 656,699 $163,609.5 4,438,212 $1,146,562.3 5,094,911 $1,310,171.8
(1) Direct and Write-Your-Own (WYO) business may not add to total due to rounding. (2) Total limits of liability for all policies in force. Source: U.S. Department of Homeland Security, Federal Emergency Management Agency.