INSURANCE PROVIDED BY BEACH AND WINDSTORM PLANS, FISCAL YEAR 2013 (1)
  Number of    
State Habitational policies Commercial policies Exposure (2) ($000) Direct premiums written ($000)
Alabama 29,520 96 $5,061,538 $45,393
Mississippi 42,351 1,331 6,891,208 76,509
North Carolina 247,797 12,179 90,074,990 385,460
South Carolina 42,617 861 14,772,689 92,648
Texas 273,097 16,433 76,921,369 472,740
Total 635,382 30,900 $193,721,794 $1,072,750
(1) The Florida and Louisiana Beach Plans merged with their FAIR Plans, see chart on page __. (2) Exposure is the estimate of the aggregate value of all insurance in force in each state’s Beach and Windstorm Plan in all lines (except liability, where applicable, and crime) for 12 months ending September through December. Source: Property Insurance Plans Service Office (PIPSO).