INSURANCE PROVIDED BY BEACH AND WINDSTORM PLANS, FISCAL YEAR 2014 (1)
  Number of policies      
State Habitational Commercial Total Exposure (2) ($000) Direct written premiums ($000)
Alabama 31,893 103 31,996 $5,558,923 $43,973
Mississippi 71,367 3,693 75,060 6,711,829 75,123
North Carolina 247,227 12,393 259,620 91,107,419 407,092
South Carolina 37,672 781 38,453 13,568,982 84,428
Texas 278,038 15,767 293,805 78,763,326 494,036
Total 666,197 32,737 698,934 $195,710,479 $1,104,652
(1) The Florida and Louisiana Beach Plans merged with their FAIR Plans. (2) Exposure is the estimate of the aggregate value of all insurance in force in each state’s Beach and Windstorm Plan in all lines (except liability, where applicable, and crime) for 12 months ending September through December. Source: Property Insurance Plans Service Office (PIPSO).