FLOOD INSURANCE IN THE UNITED STATES, 2008 (1)
  Direct NFIP business WYO business Total NFIP/WYO
State Number of
policies
Insurance
in force (2)
($ millions)
Number of
policies
Insurance
in force (2)
($ millions)
Number of
policies
Insurance
in force (2)
($ millions)
Alabama 4,771 $799.6 50,425 $9,831.8 55,196 $10,631.4
Alaska 126 23.0 2,633 574.3 2,759 597.3
Arizona 670 129.4 35,558 7,631.1 36,228 7,760.5
Arkansas 944 92.2 17,316 2,122.4 18,260 2,214.6
California 9,025 1,901.2 260,355 62,815.2 269,380 64,716.3
Colorado 785 145.5 19,698 4,313.2 20,483 4,458.7
Connecticut 2,309 446.8 34,936 7,667.2 37,245 8,114.0
Delaware 590 117.9 24,046 5,500.9 24,636 5,618.8
D.C. 6 2.2 1,463 224.6 1,469 226.7
Florida 12,291 2,589.9 2,172,088 468,134.5 2,184,379 470,724.4
Georgia 1,188 230.8 89,792 20,393.2 90,980 20,624.0
Hawaii 336 69.2 58,479 10,765.4 58,815 10,834.6
Idaho 324 75.2 7,290 1,593.5 7,614 1,668.6
Illinois 4,629 600.8 44,480 7,080.4 49,109 7,681.2
Indiana 2,414 281.6 29,153 4,268.7 31,567 4,550.4
Iowa 1,652 117.7 12,111 1,779.3 13,763 1,897.0
Kansas 1,648 188.8 10,741 1,564.6 12,389 1,753.4
Kentucky 992 124.2 21,028 2,688.9 22,020 2,813.1
Louisiana 11,236 2,106.1 469,999 98,189.0 481,235 100,295.1
Maine 501 98.4 8,428 1,661.3 8,929 1,759.7
Maryland 1,789 266.2 66,788 13,348.1 68,577 13,614.4
Massachusetts 8,109 1,552.9 41,936 9,129.0 50,045 10,681.9
Michigan 2,209 323.8 23,568 3,665.2 25,777 3,989.0
Minnesota 404 71.9 8,525 1,637.2 8,929 1,709.1
Mississippi 1,065 156.2 74,348 15,047.9 75,413 15,204.0
Missouri 2,399 306.7 22,498 3,349.0 24,897 3,655.7
Montana 186 29.1 3,987 670.3 4,173 699.5
Nebraska 852 93.9 11,027 1,608.2 11,879 1,702.1
Nevada 166 43.9 17,065 3,960.0 17,231 4,003.9
New Hampshire 501 81.6 8,509 1,555.2 9,010 1,636.8
New Jersey 10,171 1,870.7 216,918 46,369.5 227,089 48,240.2
New Mexico 444 52.9 16,158 2,588.3 16,602 2,641.2
New York 9,638 1,823.0 145,297 33,590.4 154,935 35,413.5
North Carolina 4,004 894.7 132,504 29,247.4 136,508 30,142.1
North Dakota 369 54.4 4,139 688.3 4,508 742.8
Ohio 3,687 437.2 37,699 5,548.7 41,386 5,985.9
Oklahoma 1,655 175.9 14,753 2,220.2 16,408 2,396.0
Oregon 1,083 228.5 31,664 6,575.9 32,747 6,804.4
Pennsylvania 5,156 724.7 62,137 10,608.5 67,293 11,333.2
Rhode Island 880 188.1 14,056 3,286.3 14,936 3,474.3
South Carolina 685 157.3 201,532 45,531.9 202,217 45,689.2
South Dakota 265 32.2 3,131 528.9 3,396 561.1
Tennessee 1,088 170.1 24,413 4,704.7 25,501 4,874.8
Texas 14,824 1,552.9 663,524 150,452.3 678,348 152,005.2
Utah 356 29.9 4,037 945.7 4,393 975.5
Vermont 267 39.7 3,264 566.7 3,531 606.4
Virginia 1,465 292.3 107,179 24,431.4 108,644 24,723.7
Washington 1,568 285.3 37,395 7,803.4 38,963 8,088.7
West Virginia 2,013 190.0 19,622 2,199.5 21,635 2,389.5
Wisconsin 1,299 154.0 13,828 2,208.5 15,127 2,362.4
Wyoming 147 23.3 2,551 481.5 2,698 504.8
Guam 215 368.3 64 -319.0 279 49.3
Puerto Rico 243 21.2 62,492 5,431.5 62,735 5,452.8
Trust Territory
of the Pacific
NA NA NA NA 1 0.1
Virgin Islands 403 70.3 2,101 287.8 2,504 358.1
United States 136,042 $22,572.1 5,468,729 $1,159,079.0 5,604,771 $1,181,651.2

(1) Direct and WYO business may not add to total due to rounding.
(2) Total limits of liability for all policies in force.

NA=Data not available.

Source: U.S. Department of Homeland Security, Federal Emergency Management Agency.