INSURANCE PROVIDED BY BEACH AND WINDSTORM PLANS, 2008 (1)
  Number of    
State Habitational policies Commercial policies Exposure (2) 
($000)
Direct written premiums ($000)
Alabama 10,280 210 $1,820,725 $24,294
Mississippi 42,140 1,910 6,253,054 77,886
South Carolina 44,841 1,824 17,033,649 96,671
Texas 220,456 18,482 58,585,060 327,785
Total 307,437 22,426 $83,692,488 $526,636

(1) Does not include the North Carolina Beach Plan; the Florida and Louisiana Beach Plans merged with their FAIR Plans.
(2) Exposure is the estimate of the aggregate value of all insurance in force in each state's Beach and Windstorm Plan in all lines (except liability, where applicable, and crime) for 12 months ending September through December.

Source: Property Insurance Plans Service Office (PIPSO).