Insurance Provided By Beach And Windstorm Plans, Fiscal Year 2015 (1)
  Number of policies    
State Habitational Commercial Total Exposure (2) ($000) Direct written premiums ($000)
Alabama 31,530 92 31,622 $5,502,703 $41,685
Mississippi 37,524 853 38,377 5,869,340 64,209
North Carolina 243,172 11,959 255,131 88,605,091 386,893
South Carolina 34,499 691 35,190 12,250,367 73,587
Texas 272,304 14,556 286,860 78,551,742 503,824
Total 619,029 28,151 647,180 $190,779,243 $1,070,198
(1) The Florida and Louisiana Beach Plans merged with their FAIR Plans, see chart on page __. (2) Exposure is the estimate of the aggregate value of all insurance in force in each state’s Beach and Windstorm Plan in all lines (except liability, where applicable, and crime) for 12 months ending September through December. Source: Property Insurance Plans Service Office (PIPSO).