FLOOD INSURANCE IN THE UNITED STATES, 2009 (1)
  Direct NFIP business WYO business Total NFIP/WYO
State Number of
policies
Insurance
in force (2)
($ millions)
Number of
policies
Insurance
in force (2)
($ millions)
Number of
policies
Insurance
in force (2)
($ millions)
Alabama 4,677 $809.3 51,644 $10,368.6 56,321 $11,177.9
Alaska 152 22.9 2,704 605.6 2,856 628.6
Arizona 616 120.4 34,649 7,486.9 35,265 7,607.3
Arkansas 916 91.0 17,804 2,293.2 18,720 2,384.2
California 8,155 1,745.4 268,067 66,119.1 276,222 67,864.5
Colorado 709 137.4 18,615 4,052.4 19,324 4,189.8
Connecticut 2,213 434.6 35,091 7,843.7 37,304 8,278.3
Delaware 575 114.5 24,104 5,653.7 24,679 5,768.2
D.C. 10 4.2 1,480 248.1 1,490 252.4
Florida 12,342 2,578.6 2,133,371 471,112.1 2,145,713 473,690.7
Georgia 1,203 225.0 94,814 21,999.2 96,017 22,224.1
Hawaii 313 66.3 58,376 11,310.1 58,689 11,376.4
Idaho 292 68.6 6,728 1,468.3 7,020 1,536.8
Illinois 4,195 560.3 43,605 7,163.8 47,800 7,724.1
Indiana 2,426 269.6 29,918 4,567.7 32,344 4,837.2
Iowa 1,917 123.8 13,519 2,163.9 15,436 2,287.7
Kansas 1,552 179.4 11,115 1,696.4 12,667 1,875.8
Kentucky 1,094 127.1 22,082 2,914.8 23,176 3,041.9
Louisiana 11,364 2,181.6 472,602 101,969.9 483,966 104,151.5
Maine 473 94.4 8,410 1,711.7 8,883 1,806.1
Maryland 1,309 265.3 66,924 13,761.8 68,233 14,027.1
Massachusetts 7,492 1,503.2 43,857 9,767.5 51,349 11,270.7
Michigan 2,068 309.6 23,597 3,715.4 25,665 4,025.1
Minnesota 410 74.2 10,442 2,095.7 10,852 2,169.9
Mississippi 1,073 156.5 75,421 15,487.5 76,494 15,644.0
Missouri 2,422 303.3 22,644 3,512.6 25,066 3,815.9
Montana 181 30.8 3,994 680.8 4,175 711.6
Nebraska 802 92.5 11,132 1,646.5 11,934 1,739.0
Nevada 135 37.1 15,619 3,668.5 15,754 3,705.6
New Hampshire 439 75.2 8,571 1,607.7 9,010 1,682.9
New Jersey 9,903 1,863.1 218,854 48,040.4 228,757 49,903.6
New Mexico 301 48.4 16,183 2,691.6 16,484 2,739.9
New York 8,635 1,761.1 153,423 35,940.6 162,058 37,701.6
North Carolina 3,916 887.0 132,107 29,822.7 136,023 30,709.7
North Dakota 539 88.2 12,766 2,691.4      13,305 2,779.6
Ohio 3,428 414.1 37,355 5,682.8 40,783 6,097.0
Oklahoma 1,563 169.8 14,956 2,323.4 16,519 2,493.2
Oregon 1,033 222.5 31,399 6,730.1 32,432 6,952.6
Pennsylvania 4,401 662.6 62,497 10,938.0 66,898 11,600.5
Rhode Island 806 176.0 14,364 3,396.0 15,170 3,572.1
South Carolina 662 160.1 201,556 46,616.5 202,218 46,776.6
South Dakota 286 35.9 4,021 729.7 4,307 765.6
Tennessee 961 155.0 24,288 4,778.8 25,249 4,933.8
Texas 17,667 1,637.7 665,789 155,875.9 683,456 157,513.6
Utah 336 25.8 3,845 918.5 4,181 944.3
Vermont 243 36.6 3,381 597.4 3,624 634.1
Virginia 1,361 283.7 107,211 25,023.2 108,572 25,306.9
Washington 1,680 300.8 56,034 12,504.9 57,714 12,805.7
West Virginia 1,948 183.6 19,600 2,281.9 21,548 2,465.5
Wisconsin 1,177 145.8 14,908 2,428.1 16,085 2,573.9
Wyoming 117 19.4 2,528 481.4 2,645 500.8
American Samoa 289 8.6 0 0.0 289 8.6
Guam 196 36.2 100 17.8 296 54.0
Puerto Rico 831 38.0 62,830 5,543.3 63,661 5,581.3
Virgin Islands 382 69.1 2,075 287.0 2,457 356.1
United States
134,186 $22,231.4 5,492,972 $1,195,035.5 5,627,158 $1,217,266.8

(1) Direct and WYO business may not add to total due to rounding.
(2) Total limits of liability for all policies in force.

Source: U.S. Department of Homeland Security, Federal Emergency Management Agency.