Insurance Provided By Beach And Windstorm Plans, Fiscal Year 2016 (1)
  Number of policies    
State Habitational Commercial Total Exposure (2) ($000) Direct premiums written ($000)
Alabama 27,445 70 27,515 $4,850,621 $33,237
Mississippi 30,125 814 30,939 4,858,910 51,992
North Carolina 242,021 11,681 253,702 81,451,348 368,292
South Carolina 29,298 535 29,833 9,682,172 59,233
Texas 254,522 12,916 267,438 73,393,573 487,354
Total 583,411 26,016 609,427 $174,236,624 $1,000,108
(1) The Florida and Louisiana Beach Plans merged with their FAIR Plans, see chart, Insurance Provided By FAIR Plans By State. (2) Exposure is the estimate of the aggregate value of all insurance in force in each state’s Beach and Windstorm Plan in all lines (except liability, where applicable, and crime) for 12 months ending September through December. Source: Property Insurance Plans Service Office (PIPSO).