Flood Insurance In The United States, 2016 (1)
  Direct NFIP business WYO business Total NFIP/WYO
State Number of policies Insurance in force (2) ($ millions) Number of policies Insurance in force (2) ($ millions) Number of policies Insurance in force (2) ($ millions)
Alabama 10,221 $2,123.2 44,763 $10,430.7 54,984 $12,553.9
Alaska 664 159.8 1,966 536.8 2,630 696.6
Arizona 5,985 1,413.9 27,936 6,891.2 33,921 8,305.2
Arkansas 3,369 525.6 14,187 2,556.5 17,556 3,082.2
California 41,821 11,371.1 207,421 58,585.3 249,242 69,956.4
Colorado 3,987 967.6 18,093 4,550.8 22,080 5,518.3
Connecticut 2,532 586.2 36,551 9,279.8 39,083 9,866.0
Delaware 4,423 1,182.2 22,000 5,686.6 26,423 6,868.7
D.C. 126 33.0 1,766 409.3 1,892 442.3
Florida 129,597 34,049.6 1,637,548 394,342.4 1,767,145 428,392.1
Georgia 16,775 4,145.4 70,918 18,555.7 87,693 22,701.1
Hawaii 2,592 602.7 57,546 12,968.5 60,138 13,571.2
Idaho 1,063 249.0 4,959 1,200.5 6,022 1,449.4
Illinois 11,536 2,046.4 31,697 6,295.0 43,233 8,341.4
Indiana 5,570 902.7 19,209 3,885.1 24,779 4,787.9
Iowa 2,634 417.4 10,896 2,287.8 13,530 2,705.2
Kansas 2,329 378.7 7,844 1,511.8 10,173 1,890.6
Kentucky 3,796 540.1 18,303 3,156.4 22,099 3,696.5
Louisiana 128,284 30,733.2 363,027 92,861.6 491,311 123,594.8
Maine 620 126.6 7,823 1,855.0 8,443 1,981.6
Maryland 6,342 1,594.1 60,874 14,041.6 67,216 15,635.7
Massachusetts 4,808 1,081.2 59,826 15,202.4 64,634 16,283.6
Michigan 4,308 638.9 17,988 3,414.9 22,296 4,053.8
Minnesota 1,669 367.0 8,088 1,910.0 9,757 2,277.0
Mississippi 14,336 3,368.9 51,448 12,384.3 65,784 15,753.2
Missouri 4,248 676.8 17,728 3,457.4 21,976 4,134.3
Montana 842 161.0 4,154 837.5 4,996 998.5
Nebraska 2,273 366.1 7,946 1,550.2 10,219 1,916.3
Nevada 2,243 519.7 10,033 2,611.5 12,276 3,131.2
New Hampshire 602 125.8 7,797 1,717.1 8,399 1,842.9
New Jersey 17,309 3,836.0 213,708 53,036.5 231,017 56,872.5
New Mexico 2,277 427.4 11,433 2,369.5 13,710 2,796.9
New York 19,789 4,975.8 164,646 44,856.8 184,435 49,832.6
North Carolina 15,358 3,697.3 114,539 28,276.4 129,897 31,973.7
North Dakota 1,791 478.5 8,924 2,405.9 10,715 2,884.4
Ohio 6,874 1,020.3 28,698 5,439.4 35,572 6,459.7
Oklahoma 3,413 626.6 11,278 2,358.8 14,691 2,985.4
Oregon 6,172 1,471.1 23,444 5,773.7 29,616 7,244.8
Pennsylvania 9,485 1,554.5 52,490 11,056.3 61,975 12,610.8
Rhode Island 544 135.4 13,734 3,592.3 14,278 3,727.7
South Carolina 24,168 6,466.8 177,037 45,224.1 201,205 51,690.9
South Dakota 893 197.2 3,566 834.9 4,459 1,032.1
Tennessee 5,320 1,227.2 24,271 5,748.9 29,591 6,976.1
Texas 108,106 29,255.1 498,480 134,091.5 606,586 163,346.6
Utah 640 141.1 3,262 832.0 3,902 973.1
Vermont 345 62.3 3,607 810.1 3,952 872.3
Virginia 16,733 4,191.3 87,208 22,427.5 103,941 26,618.8
Washington 5,836 1,331.8 32,407 8,215.4 38,243 9,547.2
West Virginia 4,674 538.7 12,236 1,912.5 16,910 2,451.2
Wisconsin 1,892 314.4 11,228 2,199.8 13,120 2,514.2
Wyoming 347 80.5 1,528 383.6 1,875 464.1
Guam 147 28.8 61 13.6 208 42.4
N. Mariana Islands 7 0.5 14 2.0 21 2.5
Puerto Rico 95 14.3 6,827 1,051.5 6,922 1,065.8
Virgin Islands 274 51.6 1,223 236.0 1,497 287.5
United States (3) 672,084 $163,578.4 4,356,195 $1,078,124.9 5,028,279 $1,241,703.4
(1) Direct and WYO business may not add to total due to rounding. (2) Total limits of liability for all policies in force. (3) Includes WYO policies written in unknown areas. Source: U.S. Department of Homeland Security, Federal Emergency Management Agency.