FLOOD INSURANCE IN THE UNITED STATES, 2010 (1)
  Direct NFIP business WYO business Total NFIP/WYO
State Number of
policies
Insurance
in force (2)
($ millions)
Number of
policies
Insurance
in force (2)
($ millions)
Number of
policies
Insurance
in force (2)
($ millions)
Alabama 5,936 $1,061.8 50,737 $10,447.8 56,673 $11,509.6
Alaska 285 49.3 2,606 604.4 2,891 653.7
Arizona 1,877 386.3 32,427 7,152.2 34,304 7,538.5
Arkansas 1,494 172.7 17,860 2,445.9 19,354 2,618.6
California 19,519 4,682.9 247,734 61,651.2 267,253 66,334.2
Colorado 1,287 255.9 17,636 3,925.5 18,923 4,181.4
Connecticut 2,356 497.7 36,207 8,214.5 38,563 8,712.2
Delaware 1,483 347.1 23,323 5,588.4 24,806 5,935.5
D.C. 26 8.5 1,714 286.1 1,740 294.7
Florida 48,817 11,705.5 2,039,767 457,720.8 2,088,584 469,426.3
Georgia 5,193 1,158.0 90,744 21,527.2 95,937 22,685.2
Hawaii 747 164.5 58,705 11,738.7 59,452 11,903.3
Idaho 464 99.3 6,281 1,380.4 6,745 1,479.6
Illinois 6,051 876.2 42,165 7,282.6 48,216 8,158.8
Indiana 3,982 495.2 28,272 4,535.4 32,254 5,030.5
Iowa 2,335 181.0 14,877 2,529.7 17,212 2,710.7
Kansas 1,754 231.0 10,921 1,712.0 12,675 1,943.0
Kentucky 1,768 209.7 21,870 3,084.4 23,638 3,294.0
Louisiana 31,374 6,656.9 450,123 99,752.2 481,497 106,409.1
Maine 488 99.1 8,452 1,778.3 8,940 1,877.4
Maryland 2,794 592.3 66,575 13,971.5 69,369 14,563.7
Massachusetts 7,086 1,447.5 46,590 10,529.8 53,676 11,977.3
Michigan 2,844 428.7 22,691 3,679.3 25,535 4,108.0
Minnesota 679 128.1 11,534 2,437.9 12,213 2,566.1
Mississippi 4,296 855.7 71,116 14,744.3 75,412 15,600.0
Missouri 2,930 385.9 22,639 3,616.6 25,569 4,002.5
Montana 294 48.0 4,977 784.3 5,271 832.3
Nebraska 1,247 153.1 11,340 1,757.2 12,587 1,910.2
Nevada 622 146.7 14,132 3,314.5 14,754 3,461.2
New Hampshire 454 89.3 8,736 1,686.5 9,190 1,775.7
New Jersey 11,969 2,381.7 217,691 48,994.4 229,660 51,376.1
New Mexico 807 131.4 15,642 2,678.7 16,449 2,810.1
New York 11,913 2,670.7 150,490 36,071.1 162,403 38,741.8
North Carolina 6,496 1,491.5 129,443 30,118.7 135,939 31,610.3
North Dakota 589 104.5 12,302 2,713.7 12,891 2,818.2
Ohio 4,228 559.4 35,474 5,591.0 39,702 6,150.3
Oklahoma 1,791 253.1 15,066 2,485.5 16,857 2,738.6
Oregon 2,795 612.5 30,564 6,674.8 33,359 7,287.2
Pennsylvania 5,769 878.5 61,258 11,005.8 67,027 11,884.3
Rhode Island 918 172.5 14,814 3,547.9 15,732 3,720.4
South Carolina 5,950 1,491.5 195,006 46,131.7 200,956 47,623.2
South Dakota 431 61.5 5,429 1,021.7 5,860 1,083.2
Tennessee 2,234 338.7 29,046 6,103.4 31,280 6,442.1
Texas 38,165 6,747.5 635,768 152,152.7 673,933 158,900.1
Utah 464 56.1 3,777 865.6 4,241 921.7
Vermont 258 41.0 3,316 604.1 3,574 645.1
Virginia 5,258 1,164.2 105,034 25,002.5 110,292 26,166.6
Washington 3,842 773.5 47,379 10,971.9 51,221 11,745.3
West Virginia 2,804 273.8 18,823 2,314.2 21,627 2,588.0
Wisconsin 1,366 182.7 14,856 2,496.2 16,222 2,678.9
Wyoming 214 36.6 2,395 471.2 2,609 507.8
American Samoa 452 13.7 0 0.0 452 13.7
Guam 188 34.1 71 16.3 259 50.4
Puerto Rico 729 34.2 60,425 5,539.7 61,154 5,573.9
Virgin Islands 368 66.9 2,013 294.8 2,381 361.7
United States 270,480 $54,185.4 5,288,833 $1,173,747.0 5,559,313 $1,227,932.4

(1) Direct and WYO business may not add to total due to rounding.
(2) Total limits of liability for all policies in force.

Source: U.S. Department of Homeland Security, Federal Emergency Management Agency.