INSURANCE PROVIDED BY BEACH AND WINDSTORM PLANS, FISCAL YEAR 2009 (1)
  Number of    
State Habitational policies Commercial policies Exposure (2) 
($000)
Direct written premiums ($000)
Alabama 14,656 183 $2,490,883 $29,446
Mississippi 45,191 1,748 6,686,980 79,024
South Carolina 45,569 1,413 17,218,614 96,468
Texas 236,638 18,092 61,700,890 382,342
Total 327,398 21,436 $88,097,367 $587,280

(1) Does not include the North Carolina Beach Plan; the Florida and Louisiana Beach Plans merged with their FAIR Plans.
(2) Exposure is the estimate of the aggregate value of all insurance in force in each state's Beach and Windstorm Plan in all lines (except liability, where applicable, and crime) for 12 months ending September through December.

Source: Property Insurance Plans Service Office (PIPSO).