NET PREMIUMS WRITTEN AND COMBINED RATIO, PROPERTY/CASUALTY INSURANCE, 2001-2010

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2001 $321,815,428 8.5% 116.6 6.5 pts.
2002 367,110,718 14.1 107.4 -9.2
2003 403,342,729 9.9 100.2 -7.2
2004 424,308,387 5.2 98.5 -1.6
2005 426,412,220 0.5 100.8 2.3
2006 448,692,863 5.2 92.8 -8.0
2007 446,737,168 -0.4 95.5 2.7
2008 439,942,214 -1.5 105.1 9.6
2009 422,874,547 -3.9 100.5 -4.6
2010 426,080,086 0.8 102.6 2.2

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.