INSURANCE PROVIDED BY BEACH AND WINDSTORM PLANS, FISCAL YEAR 2011 (1)
  Number of    
State Habitational policies Commercial policies Exposure (2) 
($000)
Direct written premiums ($000)
Alabama 23,194 94 $4,037,476 $45,069
Mississippi 46,961 1,371 7,210,469 79,558
North Carolina 196,067 10,836 69,905,290 303,407
South Carolina 47,252 1,066 17,149,152 97,433
Texas 257,753 16,901 71,083,333 403,748
Total 571,227 30,268 $169,385,720 $929,215

(1) The Florida and Louisiana Beach Plans merged with their FAIR Plans.
(2) Exposure is the estimate of the aggregate value of all insurance in force in each state’s Beach and Windstorm Plan in all lines (except liability, where applicable, and crime) for 12 months ending September through December.

Source: Property Insurance Plans Service Office (PIPSO).